Skip to main content
Administration
705 East 41st Street, Suite 200
Sioux Falls, SD 57105

Alert bar for seasonal notices. #weather-closure

Financial Counseling & Education

Financial Fitness Education

Financial Fitness Education

Our Financial Fitness Education series will help you get your finances in shape at any age or stage of life. Each lesson can be taught one-on-one or in a group setting and tailored to various audiences, including employees, students, faith communities, military members, and more.


We offer the following Financial Fitness Education series, which can be customized into an education plan that meets your needs:

Money Master

  • Banking Basics

    Establishing a relationship with a financial institution has benefits. Discover how to open and use checking and savings accounts, understand the difference between debit and credit cards, and more.


  • Money Smarts

    From choosing a place to live to paying off credit cards or making a simple grocery trip, we make important personal decisions about money every day. Find out the latest tips and tricks to become a smarter spender and saver.


  • Spending Plans for the Budget Savvy

    Finding the path to financial success takes practice. Develop a financial plan for your life while learning how to set SMART (Specific-Measurable-Attainable-Relevant-Timely) goals and track and evaluate your spending. Discover the step-by-step process of creating a budget and tips on how to stick to it.


  • Money & Faith in Motion

    With a biblical perspective on finances, generosity, and stewardship, this course covers budgeting, credit and credit scores, debt, contracts, insurance, and consumer laws.


  • Paper Piles to Organized Files

    Feeling outmuscled by growing stacks of financial documents? Our experts can help. We’ll show you how to turn paper piles into organized files, using simple strategies and tools to sort incoming mail and set up a maintenance-free filing system.



Credit Smart

  • Credit Basics

    We make credit simple by breaking down the basics, including when to buy on credit, credit scores and reports, debit vs. credit cards, establishing good credit, APR, grace periods, and more.


  • Building a Healthy Credit Score

    Find out what lenders look for on credit reports, how to establish good credit scores, how to read and obtain a credit report, and how to legally eliminate credit report errors for free.


  • Credit When Credit is Due

    Examine how to build, maintain, and re-establish credit in this comprehensive hands-on course using real-life examples.


  • Fighting Fraud: Protect Yourself from Identity Theft

    Find out proactive steps you can take today to prevent ID theft. Learn how identity thieves operate and how to be credit smart. If you are a victim, learn ways to bounce back to fiscal fitness.



Fiscally Fit Family

  • Financially Fit Relationships

    Couples must work together to maintain the financial responsibilities of a household. This workshop provides the tools necessary to find common ground in budgeting, make proactive everyday decisions, and set future goals related to finances.


  • Raising Money Smart Kids

    Learn techniques to help your children become savvy consumers who are financially prepared for the real world. The understanding of money begins around 5 years of age, and healthy money habits can start then as well.



Movin’ On Up

  • Ready to Rent/Tenant-Landlord Relations

    Renting comes with certain responsibilities and rewards. Understand the rental process, from inspecting the potential unit through the signing of the rental/lease agreement. Rental payments, security deposits, repairs, privacy issues, and the eviction process are all covered in this course.




Smart Shopper

  • Insurance 101

    Don’t let the uncertainty of fine print keep you and your family from getting the coverage you need. This course covers the nuts and bolts of auto, home, health, life, and disability insurance, including tips on comparing insurance companies, agents, and policies.


  • Supermarket Survival

    The average American family spends $537 per month on food, and $312 on groceries alone. Join us to hone your skills and become a savvy grocery shopper. We address budgeting, strategic store mapping, and identifying money-saving tools to help make your money stretch further.


  • Holiday Spending

    Learn to celebrate the Holidays without overspending. This seminar will help you discover what is important about the holiday season and formulate a plan to put those priorities first to have a joyous season without over-committing time, money, or especially, credit cards.



Life Changes

  • Finances & Divorce

    A recent separation or divorce can be emotionally draining. This class will give you tips to reduce the financial impact and protect yourself as you transition to the next chapter of life.


  • Finding & Keeping The Job You Want

    Unemployed? Underemployed? In this session, learn tips on how to find a job, prepare a resume, master the interview process, and secure the job you want.


  • Finances & Death

    After losing a loved one, finances feel like an excessive burden. Learn to make navigating financial changes during difficult times as simple and stress-free as possible.



Just Starting Out

  • Leaving the Nest

    This workshop covers the fundamentals of credit, upfront and hidden expenses when renting an apartment, finding the right roommates, living expenses, budgeting, and identifying needs and wants.


  • We’re Getting Married, Now What?

    Money is one of the biggest areas of potential conflict in marriage. Explore what money means to each of you and how it influences your financial behavior. Build the skills and understanding you will need to succeed in marriage and life.



Retirement Ready

  • Planning Your Savings for Retirement

    Learn how to make the most of your employee benefits, calculate the cost of retirement, identify sources of retirement income, and evaluate personal savings and investment strategies.


  • Savvy Seniors

    This informative and dynamic workshop is aimed at preventing financial exploitation. Find out the top five scams targeted toward seniors and learn how to protect yourself from fraud.



Successful Student

  • Student Loans/Financial Aid

    Learn about the different types of financial aid, student loan programs, and repayment options. Discuss how to successfully manage your loans and understand how student loan debt affects your borrowing capacity. Find out what to do if loans are in default, forbearance, or collections.


  • Financial Fitness for the College/High School Student

    This interactive workshop provides the processes for how and why money is used and the guidelines for preparing a SMART (Specific-Measurable-Attainable-Relevant-Timely) spending plan.


  • Student Loan Bootcamp

    This class covers the different types of student loans, how to find your loans, repayment programs, consolidation, forgiveness options, what to do if you're behind, and how to avoid the scams surrounding student loans.

  • Joshua D.
    Joshua D.

    This place is amazing with very helpful staff!!!

Lutheran Social Services of South Dakota
Administration
705 East 41st Street, Suite 200
Sioux Falls, SD 57105
MENU CLOSE